Our team have years of experience in dealing with clients that have a poor credit rating.
It is possible to get a mortgage, even with bad credit, although your monthly repayments are likely to be higher due to the increase interest rate. There are mortgages specifically designed for people with poor credit, and some lenders specialise in offering these. These are known as bad credit mortgages or adverse credit mortgages.
You might think your credit is so bad that you won’t be able to get a mortgage, or you may have been rejected for credit in the past.
Our team have years of experience in dealing with clients that have a poor credit rating. Each lender has a different criteria for lending so just because you may have been rejected by one, it does not mean that all lenders will say no.